JCPenney JCPenney
 
Welcome to the JCPenney Commercial Account Application operated by Synchrony Bank.
About Your Business
* Indicates a Required Field
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(Account will be set up in this name)
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Example: 123 Main Street (No P.O. boxes)
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Example: 12345
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Example: 555-123-4567
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Yes No
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Personal Guarantee
 Authorized Officer/Owner
You must be an authorized representative of the business or organization with authority to enter into contractual agreements.
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Beneficial Owners
Federal law requires Synchrony Bank to obtain information about the key individuals who own and/or control certain legal entity types that apply for this type of account. Without this information, the application cannot be approved.
Controllership
One individual with significant responsibility for managing the applicant (e.g., CEO, President, CFO, General Partner, Vice President or Treasurer)
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Street Address Required. No Post Office Boxes.
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Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
Click "Add another" if there are multiple individuals owning 25% or more equity interests in the business entity. (Up to four can be submitted)
Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
Ownership
Each individual, if any, who directly or indirectly through any contract, arrangement, understanding, relationship or otherwise, owns 25% or more of the equity interests of the applicant(for example, each natural person who owns 25% or more of the shares of a corporation):
If no individual meets the above definition, please proceed past the Ownership section of the application.
Street Address Required. No Post Office Boxes.
Is this individual a U.S citizen?
Yes No
To increase the likelihood of approval, you should be able to answer 'YES' to one of the following statements.
The company has been in business for more than three years.

OR
I am willing to Personal Guarantee this account.

OR
The company has been in business for more than three years but does not have
an established business credit history. I am willing to Personal Guarantee this account.
 Personal Guarantee
Do You Need a Personal Guarantor?
Providing a personal guarantee may increase the likelihood and is recommended if you have a young or small business, specifically, your business meets any of the following criteria: a sole proprietorship, a partnership, unincorporated or a corporation with an annual revenue of less than $2,000,000, less than 10 employees, or incorporated less than 3 years
Personal Guarantee terms of the personal guarantee
I do not wish to personally guarantee the performance of all obligations of this account.
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Example: 123 Main Street (No P.O. boxes)
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Example: 12345
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Example: 555-123-4567
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/ /
Example: MM / DD / YYYY
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Example: 35,000 = 35000
About Your Account
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Statement Account- Provides plastic cards for you and your authorized users to purchase in-store and on jcp.com.
Voucher Account- For use in store only. A voucher or purchase order(PO) is required for every sale.
 Agreement
By clicking 'Accept and Submit' on behalf of your business, you are asking Synchrony Bank to issue you a JCPenney Commercial Charge Account ("Account"). By signing below, you also represent that: your business is a valid business entity; that all purchases made on this Account, if approved, will be for purposes other than personal, family or household use; and that you are an authorized representative of the business with authority to enter into contractual agreements. The Account agreement is governed by federal and Utah Law. On behalf of the business, you certify that all information provided in the application is complete and accurate, including the Certification of Beneficial Owners, the business agrees to be bound by the terms of the governing Commercial Charge Account Agreement, and you authorize us to obtain information about you personally (sole proprietorship only) and your business from credit reporting agencies and other sources we deem appropriate in considering this application and subsequently for purposes of updates, renewals or extensions of credit granted as a result of this application or in receiving or collecting the Account. You also understand that credit on this Account, once approved, will be extended by Synchrony Bank, and that there is no binding contract between us until Synchrony Bank approves and accepts this Agreement. The undersigned acknowledges receipt of a copy of the Commercial Charge Agreement. You consent to Synchrony Bank and any other owner or servicer of your Account contacting you about your Account, including using any contact information and on all phone numbers you provide and you consent to the use of any automatic telephone dialing system and or/an artificial or prerecorded voice when contacting you, even if you are charged for the call under your plan. Federal law requires Synchrony Bank to obtain, verify, and record information that identifies your business when the business opens an account. Synchrony Bank will use your name, address, taxpayer identification number and other information for this purpose.
This Your security is important to us and we take great care to protect your information. We protect your information by using 128 bit secure socket layer technology.